What is a Director Identification Number (director ID) and do I need one?

You may have heard about the new rules which require directors of Australian companies to obtain a Director Identification Number (director ID). The new requirement to obtain a director ID also applies to individuals who have an SMSF with a corporate trustee, which is why I wanted to bring this ...

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Federal Budget 2021

With the Federal Budget being released last night we have prepared this update to provide you with the highlights.  This budget (a continuation from the October one last year) had a continued focus on spending and economic recovery from the “pandemic”. This is the third Federal ...

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Federal Budget 2020

With the Federal Budget being released five months later than usual last night, and with a deficit position aimed at bringing Australia through the recession and COVID times we find ourselves in.   This is the second Federal Budget of Treasurer Josh Frydenberg who in May last year was ...

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Staying the Course in Current Market Uncertainty

Well the last few weeks has certainly been unprecedented and an adaption to life as we know it.  We are seeing Government both here and around the world try to manage a health crisis while supporting the economy as much as possible.   We have seen Australian and Global share markets retain ...

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COVID-19 Money Stuff You Need to Know

During times of change or challenge making financial decisions can sometimes feel overwhelming. A major life transition like loss of income, job loss, closing a business and general unknown future can be traumatic. Trauma affects many aspects of our cognition, and decision making is one key ...

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COVID-19 SECOND STIMULUS PACKAGE – UPDATE

The Australian Government released its second economic response to COVID-19 on 22 March 2020. These additional measures are as follows: Boosting cash flow for small business The Government is providing up to $100,000 to eligible small and medium sized businesses, and not‑for-profits that employ ...

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Covid-19 – Business as Usual?

What an interesting few weeks we have had.  From seeing market theory in direct action (through the panic buying of toilet paper at inflated prices) to major public events being shut down and now sports being played to empty crowds.  COVID-19 has escalated however remaining calm, making ...

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Current Market Volatility – Corona Virus Covid19

As you are no doubt aware the Coronavirus or as it is now called Covid19, has seen a significant rise in infection rates outside China.   This has seen market lose come capital value over the last week of trading.  Remember that investment involved two types of return.  Income Return and ...

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R U O.K?

After a random invitation from someone, I went to a breakfast last week in Newcastle with a panel speaking about mental health and suicide awareness. We heard from representatives from Lifeline, LivingWorks, and Everymind.   They spoke about how what is going on for someone having thoughts ...

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Protecting Your Super Package

While we are running through the election campaign for 2019 there is a major life admin task afoot!   If you have insurances in place linked to your superannuation account you will be getting a letter or email to make sure you are aware of how this is structured.   Insurances are a ...

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