Superannuation
The Changing State of Super
From 1 July 2013, the Superannuation Guarantee (SG) percentage will increase to 9.25 per cent – the first increase to minimum SG rate since it reached 9 per cent in 2002/03. It will gradually increase to 12 per cent by 1 July 2019.
End of year Superannuation planning
With the end of the financial year looming, now is a good time to be thinking about your end of year superannuation strategies. It may also help you to avoid some common traps and tax penalties. Off-market transfers Of particular interest this year is the Government’s proposed banning of ...
Important Reminder: Superannuation contributions
Things are changing with regards to the tax deductible superannuation contributions cap of $50,000, including salary sacrifice amounts, if you are 50 or older will stop on 30 June 2012? From 1 July 2012, the cap will be limited to $25,000 regardless of your age and any excess over $25,000 will ...
A Boost to Super.. But just how super is it?
Last week I was at the SPAA (Self Managed Super Fund Professionals Association of Australia) Conference in Brisbane. I was firstly glad to see the city bouncing back after the floods earlier this year but one plenary session had the Government confirm their announcement for the 2010 – ...
Make it Super in 2011
As we enter 2011 there are a few things you should be reviewing now with regards to your superannuation setup, here are my top 5 action items to review. 1. Find Your Lost Superannuation
Experts Top Money Tips for 2011
This month Scott Malcolm had a cameo appearance in The Age and The Sydney Morning Herald Money Blog.
Artwork for your retirement
Many people are attracted to owning artwork not just for the visual value but also for the investment potential. This type of investment product if selected correctly can be a great diversification from the listed investment markets that we see a lot of capital volatility in.
Exchange Traded Funds.. an index listed on the market
From a portfolio construction perspective having Core portfolio exposure into a market sector which is not actively managed can be a good way to position your portfolio to take advantage of market movements. You can then make strategic positions into specific companies or sectors of the market ...
Anti Detriment Payments and Deduction.. Anti Who?
We all know the power of anti-oxidants in our foods that provide our bodies with goodness. Another ‘anti’ I want to introduce you to is the ‘anti-detriment’. Anti who? or Aunty who? As the advert asks that brought anti oxidants to our attention.
How much is enough?
Last month I ran a course on Superannuation. There are a few things that often come up when the conversation about super is started. It is often one of the most misunderstood investment structures, as some people think of this tax shelter as an investment product, so when they see a negative ...