Debt Recycyling
For many of us, owning a home is only possible with the financial challenge of repaying a large mortgage. The focus is on cash flow and reducing the loan as quickly as possible. Wealth creation plans are left until ‘later in life’ this leaves little time to benefit from the ...
Anti Detriment Payments and Deduction.. Anti Who?
We all know the power of anti-oxidants in our foods that provide our bodies with goodness. Another ‘anti’ I want to introduce you to is the ‘anti-detriment’. Anti who? or Aunty who? As the advert asks that brought anti oxidants to our attention.
Margin Lending Back In Favour
At the height of the downturn in the Global Financial Crisis and in the months following Margin Lending received a battering in the media. The reason behind the bad press was questionable lending practices and lack of service from some providers and advisers, who when the market turned down ...
How much is enough?
Last month I ran a course on Superannuation. There are a few things that often come up when the conversation about super is started. It is often one of the most misunderstood investment structures, as some people think of this tax shelter as an investment product, so when they see a negative ...
Investment Property 101
Owning property as an investment option when it comes to creating wealth provides some investors with a sense of tangibility and if you do your research and stay the course with your plan it can provide solid returns over time.
Insurance 101
Most people think that their superannuation provides enough insurance cover or they think that they do not need added cover. Insurance is purely a backup plan to ensure that you are protected in the event something unplanned happens. This article covers a few facts about insurance in ...
Borrowing Money to Invest
Borrowing to invest has previously been a good way in the past to use someone else’s money to make money, and receive the associated deductions through your tax return. The last 18 months however has caused a lot of pain for some leveraged investors as the market downturn has been ...
A Golden Opportunity
Gold is one of the oldest investment assets and commodities in the world and can be used to provide balance against changes in the share and property markets. The ASX has opportunities to buy into this commodity via exchange traded commodities (ETC). What are the mechanics of this? ETCs track ...
Back up planning with Derek Zoolander
I was watching Zoolander the other week and it got me thinking about the importance of having a back up plan. Do you want to make a difference in the world like Derek with the “Derek Zoolander Center For Kids Who Can’t Read Good And Wanna Learn To Do Other Stuff Good Too?”
General Advice Disclaimer
The advice provided on this website is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial ...