Federal Budget 2016

Personally I had been enjoying the lead up commentary around the Federal Budget as Scott (Morrison) and Malcolm (Turnbull) have been preparing us for ‘not just another budget’ but an ‘economic plan’.  Being Sco-Mo’s first Budget as Treasurer and one which is a pre ...

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Current Market Volatility

Happy New Year and I hope this email finds you well.  With market volatility back in the news headlines over the last week we have prepared the attached update for clients based on the research notes and commentary we have been receiving, to provide some perspective to the current volatility ...

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It’s beginning to look a lot like Christmas!

The silly season is upon us again. It is the time of year where people feel pressure to spend money on their family and friends.  Here are our tips to surviving the festive season without a debt hangover in the new year! Get Creative with Present Ideas

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Current Global Market Volatility

The past few weeks have seen increased volatility and sell offs across the share markets both here in Australia and Globally which often is a testing time for investors as we hear the news headlines and the ‘billions of dollars’ in value which is lost.  For our self funded retiree ...

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Should you be worried about Greece?

By now you would have heard in the media the unfolding situation in Greece and may be asking yourself this question. It surely isn’t the best way to end a financial year however the focus on Greece is not something new and has been going on since 2009 when the European Debt Crisis ...

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Federal Budget Update 2015

Last night Federal Treasurer Joe Hockey presented his second Federal Budget.  I am personally glad the messaging of this years budget has changed from one of ‘budget emergencies’ however the impact on the economy with the focus on ‘fairness, small business and families’ ...

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The Focus on: Oil

Since June 2014, the price of oil has continued to plummet and this has been a major focus for economic observers. The West Texas Intermediate (WTI) oil price (a grade of crude oil that is used as a benchmark for the price of oil), has fallen by 57 per cent – a staggering decline which […]

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Investing in a volatile market

“I buy on the assumption that they could close the market the next day and not reopen it for five years.” – Warren Buffet Warren Buffet, arguably the world’s most successful investor, has long championed the ‘buy-and-hold’ investment strategy on quality stocks. ...

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Super Guarantee to freeze

This time of year in the lead up to the Federal Budget there is often ‘noise and media’ around Superannuation, as the government decides what changes to tax system they may implement to assist with balancing of the budget.  I always try to stress to people that most of the media you ...

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Feeling a little Redundant…

Losing your job is never easy especially if it isn’t on your own terms, and can be as hard on your self esteem as on your finances. It isn’t just about loosing income it can be a loss of routine, self esteem and sense of security and requires a grieving process.

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